Madeira signaled 2,064 loans to permanent own housing in 2025, involving 2,813 people and an amount of 360 million euros, plus 49.4% compared to the previous year, indicated the Regional Statistical Directorate.
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29/10/2026
by
Lusa
A Madeira signaled 2,064 credit agreements for permanent own housing in 2025, involving 2,813 people and an amount of 360 million euros, plus 49.4% compared to the previous year, today indicated the Regional Statistical Directorate.
The number of people who hired this type of credit also increased 20.4%, as well as the number of contracts made, plus 18.3%.
“ Despite the recovery observed, the number of contracts remained below that recorded in 2021 (2.207)”, says the regional authority.
More than half of the people who obtained credit for permanent own housing in 2025 were between 18 and 35 years old (56.0 %), proportion 10.1 p.p. higher than 2024. The group from 36 to 45 years represented 28.1% of the total.
The data show that women accounted for 51.2% of the people who used this type of credit, maintaining a slight predominance over men (48.8%).
Employees accounted for 81.1% of the debtors, while people with higher education accounted for 56.4% of the total.
The foreign population accounted for 6.7% of the people who took credit for permanent own housing that year, those of Venezuelan nationality (19.8%), Ukrainian (10.7%), Brazilian (7.5%) and Russian (7.0%) stood out.
In 2025, the figures for personal credit also signaled increases compared to the previous year, involving 16,728 people (plus 2.4%), 22,100 contracts (plus 3.9%) and a total of 156 million euros (plus 13.9%).
Employees accounted for 72.8% of the people who took personal credit.
The foreign population corresponded to 2.6% of the total number of people, with Venezuelan nationality being the most represented, with 34.4% of the total number of foreign debtors.
The Regional Statistical Office indicated, on the other hand, that car credit also increased by 2025, involving 6,483 contracts (plus 6.8%), 7,320 people (plus 4.4%), a total amount of EUR 99 million (plus 11.2%).
People aged between 18 and 35 continued to be the most representative group (36.8%), followed by groups from 36 to 45 years old (24.2%) and 46 to 55 years old (22.9%).
In this sector, the foreign population corresponded to 2.7% of the total number of people, being again the Venezuelan nationality the most represented, with 45.1% of the total foreign debtors.