The Euribor rate rose today to three, six and 12 months compared to the eve, with the longer term reaching 3%.
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26/08/2026
by
Lusa
Nthe case of Euribor at six months, which passed in January 2024 to be the most used in Portugal in housing credits with variable rate, the rate registered today was 2.766 %, which means an increase of 0.004 points compared to the previous session.
Data from Banco de Portugal (BdP) for June indicate that six-month Euribor represents 39.9% of the ‘stock’ of loans for permanent own housing with variable rate.
The same data indicate that Euribor at 12 and at three months represent 31.3% and 24.38%, respectively.
At 12 months, there was also an increase from 0.018 points to 3.007%.
In the shortest time, the addition of 0.009 points to 2.545% Tuesday, to 2.554 %, led to Euribor three months to continue at the highest value since March 2025.
In July, Euribor's monthly average rose again to 2.425 to three months, 2.647 to six months and 2.855 to 12 months.
The European Central Bank (ECB) maintained on 23 July the three leading rates, as anticipated by the market, which now foresees an increase in September.
At the previous monetary policy meeting on 11 June, the ECB first raised its principal rates since September 2023.
The ECB’s next monetary policy meeting will take place on 9 and 10 September in Berlin.
Euribors are fixed by the average rates at which a set of 21 banks in the euro area are willing to lend money to each other.